In accordance with the requirements of EU Regulation no. 679/2016 on the protection of individuals with regard to the processing of personal data and on the free movement of such data (hereinafter referred to as „GDPR”) LIBRA INTERNET BANK S.A. has the obligation to process personal data that you provide in a safe manner and only for the specified purposes.
The purpose of data collection is to provide financial and banking services and to operate the online payment system LIBRAPAY, along with its related services. Your refusal will result in the impossibility of processing payments through LIBRA INTERNET BANK S.A., LIBRAPAY, and its related payment systems.
1. Processed Information
It is collected for the purpose of identifying users in the authentication process or for making payments. The collected information includes:
*Includes information related to the client’s full name, phone number, email address.
The accuracy, correctness, and updating of the information provided by users are their responsibility. If any of your data is incorrect, please inform us as soon as possible.
2. I acknowledge that I can exercise all rights provided by the GDPR, including the following:
For more information regarding the processing of personal data by LIBRA INTERNET BANK S.A. you can access the General Policy on the Protection of Personal Data..
In order to use the LibraPay service and related features, data regarding the bank card (card number, expiration date, cardholder’s name) will be stored. These data will not be disclosed to third parties, and for maximum security, the security code (CVV2, CVC2) will not be stored.
By selecting the checkbox „Activate the quick payment option” present in the online payment form of LibraPay or by going through the steps that involve creating an account in the LibraPay Wallet application, the user gives their consent to activate the LibraPay Wallet account, through which online payments to LibraPay partner merchants can be made, solely by entering the security code CVC2 / CVV.
Through the Libra Mobile Banking and Libra Journey applications designed for mobile devices running on the Android operating system (minimum version 2.3.7) and iOS (minimum version 5.0), transfers in lei from card to card can be made. For this purpose, it is necessary that both the card from which the transfer is made and the card to which the transfer is made are issued under the MASTERCARD or VISA logo by a bank in Romania, and their currency is RON.
For each transfer between cards not issued by Libra Internet Bank, a processing fee of 0.95 lei will be charged. Transaction limits and thresholds cannot exceed 4000 lei per transaction per card or 4000 lei per month per card. The BANK reserves the right to unilaterally modify the amount of costs (including, but not limited to, the processing fee) and the transfer thresholds.
The responsibility for correctly filling in and verifying the data required for these transfers rests entirely with the user.
To use the money transfer service and related facilities, it is necessary to validate the bank card. For this purpose, a transaction in the amount of 0 lei will be conducted.
In order to provide all the advantages of the LibraPay service, information related to the user is collected from third parties, such as name, email address, phone number, products purchased through the LibraPay service, and order details.
When using the processing service to perform a transaction, we may collect information about each transaction, including its value, descriptions of the goods or services purchased, delivery details, or information about the cards used.
Through the LibraPay service, information about user interaction on the website can be collected to ensure online payment processing and ensure the security of online payments by applying anti-fraud filters. These may include: failed payment attempts, number of accesses and sections accessed, IP address, information regarding the operating system, browser of the device (computer, mobile phone) accessing the LibraPay service.
Communications via email or other communication channels with the user may be retained for subsequent processing in order to respond to requests and improve our services.
In order to protect the user against fraud, phishing, or other abuses, information about user interactions with the LibraPay service may be collected to enable identity validation or to detect potentially fraudulent behaviors.
In the process of purchasing from a website that uses the LibraPay payment system, certain personal information (such as phone number, email address, description of purchased products, etc.) may be transmitted from the merchant to the LibraPay system to complete the transaction. We are not responsible for the actions of the merchant chosen by the customer and therefore not responsible for the information transferred using the LibraPay service.
The LibraPay online payment processing system takes necessary security measures to protect users against unauthorized access or unauthorized alteration, destruction, or disclosure of data stored through the LibraPay service.
The security of the LibraPay account also depends on maintaining the confidentiality of the associated password. Additionally, the account username or password should never be shared with anyone.
LIBRA INTERNET BANK S.A. reserves the right to make changes to the terms and conditions presented without prior notice. The use of the LibraPay service implies the implicit knowledge and acceptance of our terms and conditions.
We will never provide our customers’ personal information to other companies or individuals outside of LIBRA INTERNET BANK S.A., without their consent. In the case of purchasing products and/or services through the LibraPay system, there is the possibility of providing certain information (such as the customer’s name, phone number, email address) to the merchant from whom the purchases are made, for the purpose of identifying the transactions.
All data collected during visits to the website are processed in accordance with the applicable legal provisions in Romania. LIBRA INTERNET BANK S.A. commits to not disclose any information regarding users’ visits to the website, except in legal situations. LIBRA INTERNET BANK S.A. will not transmit any personal data entered on the website www.librapay.ro, wallet.librapay.ro, or within the Libra Mobile Banking and Libra Journey applications to any third party, in accordance with these „Terms and Conditions”.
Changes to this privacy clause that may occur in the future will be published on this webpage without prior notice. „The Terms and Conditions” constitute, in its entirety, an agreement between visitors or users and LIBRA INTERNET BANK S.A. regarding the use of the librapay.ro website and the LibraPay service.
The LibraPay service can be used by customers or partners of LIBRA INTERNET BANK S.A., as well as by any other individuals who wish to benefit from the services of LIBRA INTERNET BANK S.A. or to inform themselves about them. LIBRA INTERNET BANK S.A. reserves the right to modify the content and/or structure of the websites and mobile applications at any time and without prior notice.
No information present on these websites or in the mobile applications shall be considered as offers of products or services in general and banking, insurance, leasing, stock exchange products, although all efforts are made to provide customers or partners with up-to-date information.
LIBRA INTERNET BANK S.A. does not certify and does not guarantee that these websites and services operate without errors and interruptions.
Messages sent to LIBRA INTERNET BANK S.A. via email may not be secure. LIBRA INTERNET BANK S.A. recommends not to transmit confidential information to LIBRA INTERNET BANK S.A. via email. If messages have nevertheless been sent to LIBRA INTERNET BANK S.A. via email, users accept the risk that the respective message may be intercepted, misused, and modified by a third party.
Thus LIBRA INTERNET BANK S.A. cannot be held responsible for any damages caused to the user.
All rights to the information provided through or on this website, including, but not limited to: data, texts, news, graphics, drawings, photographs, illustrations, pictures, logos, services, and any mentions, as well as their arrangement, are reserved to LIBRA INTERNET BANK S.A.
The content of this site may not be reproduced, republished, copied, translated, or modified in any way, in whole or in part, without the prior express consent of LIBRA INTERNET BANK S.A.. Exceptionally, distinct parts of this site may be stored or copied on a personal computer, provided that these parts are intended for personal use only, and any commercial use or other purpose is prohibited. This clause does not represent the assignment or transfer of intellectual property rights belonging to LIBRA INTERNET BANK S.A.
In case of breach of these terms and conditions by users, LIBRA INTERNET BANK S.A. may take any legal measures deemed necessary to recover damages, and for its protection, it may block access to this site for any user.
LibraPay: plati online
Suport
Companie
